LRB-3682/1
GMM&AJM:klm
2015 - 2016 LEGISLATURE
December 29, 2015 - Introduced by Senators Bewley, Vinehout, L. Taylor,
Shilling, Risser and C. Larson, cosponsored by Representatives Mason,
Meyers, Milroy, Jorgensen, Jacque, Horlacher, Subeck, Genrich, Pope,
Zamarripa, Berceau, Ohnstad, Wachs, Ballweg, C. Taylor, Spreitzer and
Considine. Referred to Committee on Labor and Government Reform.
SB489,1,6 1An Act to amend 103.10 (1) (g) (intro.), 625.12 (1) (e), 625.12 (2) and 628.34 (3)
2(a); and to create 631.97 of the statutes; relating to: inclusion of recovery from
3bone marrow or organ donation surgery as a serious health condition for which
4an employee may take leave from employment under the family and medical
5leave law and prohibiting certain insurance practices on the basis of a person
6being a living organ donor or bone marrow donor.
Analysis by the Legislative Reference Bureau
Introduction
This bill includes recovery from bone marrow or organ donation surgery as a
serious health condition for which an employee may take leave from employment
under the family and medical leave law. The bill also prohibits insurers from
refusing to provide or renew coverage, canceling coverage, setting rates, or otherwise
discriminating in the terms of a life, long-term care, or income continuation
insurance policy on the basis of a person's status as a bone marrow or living organ
donor.
Family and medical leave
Under current law, an employer, including the state, employing at least 50
individuals on a permanent basis in this state (employer) must permit an employee
who has been employed by the employer for more than 52 consecutive weeks and who

has worked for the employer for at least 1,000 hours during the preceding 52-week
period (employee) to take: 1) two weeks of medical leave in a 12-month period when
the employee has a serious health condition that makes the employee unable to
perform the employee's employment duties; and 2) two weeks of family leave in a
12-month period to care for a child, spouse, domestic partner, or parent who has a
serious health condition. Current law defines "serious health condition" for purposes
of the family and medical leave law as a disabling physical or mental illness, injury,
impairment, or condition involving inpatient care in a hospital, nursing home, or
hospice or outpatient care that requires continuing treatment or supervision by a
health care provider.
This bill includes the condition of being in recovery from surgery related to
donating bone marrow or a human organ in the definition of "serious health
condition" for purposes of the family and medical leave law. As such, the bill permits
an employee to take leave from employment for the following reasons: 1) when the
employee is in recovery from surgery related to donating bone marrow or a human
organ and is unable to perform his or her employment duties; or 2) to care for a child,
spouse, domestic partner, or parent who is in recovery from surgery related to
donating bone marrow or a human organ.
Insurance discrimination
This bill prohibits an insurer from refusing to provide or renew coverage to a
person, canceling a person's coverage, or limiting a person's coverage under a life
insurance policy, long-term care insurance policy, or income continuation insurance
policy (collectively, policy) on the basis that the person is a living organ donor or bone
marrow donor. Under the bill, insurers may not preclude a person from donating an
organ or bone marrow as a condition of issuing a policy to the person. The bill also
prohibits an insurer from using the status of a person as a living organ donor or bone
marrow donor as a factor in determining rates or any other aspect of insurance
coverage under a policy.
For further information see the state and local fiscal estimate, which will be
printed as an appendix to this bill.
The people of the state of Wisconsin, represented in senate and assembly, do
enact as follows:
SB489,1 1Section 1. 103.10 (1) (g) (intro.) of the statutes is amended to read:
SB489,2,52 103.10 (1) (g) (intro.) "Serious health condition" means a disabling physical or
3mental illness, injury, impairment, or condition, including the condition of being in
4recovery from surgery related to donating bone marrow, as defined in s. 146.34 (1)
5(a), or a human organ, as defined in s. 230.35 (2d) (a) 2.,
involving any of the following:
SB489,2
1Section 2. 625.12 (1) (e) of the statutes is amended to read:
SB489,3,32 625.12 (1) (e) Subject to s. ss. 631.97 (2) (c) and 632.365, all other relevant
3factors, including the judgment of technical personnel.
SB489,3 4Section 3. 625.12 (2) of the statutes is amended to read:
SB489,3,135 625.12 (2) Classification. Risks may be classified in any reasonable way for
6the establishment of rates and minimum premiums, except that no classifications
7may be based on race, color, creed, or national origin, and classifications in
8automobile insurance may not be based on physical condition or developmental
9disability as defined in s. 51.01 (5). Subject to s. ss. 631.97 (2) (c) and 632.365, rates
10thus produced may be modified for individual risks in accordance with rating plans
11or schedules that establish reasonable standards for measuring probable variations
12in hazards, expenses, or both. Rates may also be modified for individual risks under
13s. 625.13 (2).
SB489,4 14Section 4. 628.34 (3) (a) of the statutes is amended to read:
SB489,3,2115 628.34 (3) (a) No insurer may unfairly discriminate among policyholders by
16charging different premiums or by offering different terms of coverage except on the
17basis of classifications related to the nature and the degree of the risk covered or the
18expenses involved, subject to ss. 631.97, 632.365, 632.746, and 632.748. Rates are
19not unfairly discriminatory if they are averaged broadly among persons insured
20under a group, blanket or franchise policy, and terms are not unfairly discriminatory
21merely because they are more favorable than in a similar individual policy.
SB489,5 22Section 5. 631.97 of the statutes is created to read:
SB489,3,24 23631.97 Restrictions on insurance practices; living organ donors. (1)
24Definitions. In this section:
SB489,4,3
1(a) "Living organ donor" means a person who, while living, donates one or more
2of his or her human organs, as defined in s. 146.435 (1) (a), to another human being
3for human organ transplantation, as defined in s. 146.345 (1) (b).
SB489,4,54 (b) "Policy" means a life insurance policy, long-term care insurance policy, or
5income continuation insurance policy.
SB489,4,6 6(2) General prohibitions. An insurer may not do any of the following:
SB489,4,97 (a) Refuse to issue or renew coverage to a person under a policy, limit the
8coverage of a person under a policy, or, notwithstanding s. 631.36 (2) (a) 2., cancel a
9person's coverage under a policy on the basis that the person is a living organ donor.
SB489,4,1110 (b) Preclude a person from donating a human organ as a condition of issuing
11a policy to the person.
SB489,4,1312 (c) Consider the status of a person as a living organ donor in the determination
13of rates or any other aspect of the person's coverage under a policy.
SB489,4,1614 (d) Otherwise discriminate in the offering, issuance, cancellation, setting of
15rates, or any other condition of a policy for a person based solely and without any
16additional actuarial risks on the person's status as a living organ donor.
SB489,6 17Section 6. Initial applicability.
SB489,4,2318 (1) Family and Medical leave. The treatment of section 103.10 (1) (g) (intro.)
19of the statutes first applies to an employee, as defined in section 103.10 (1) (b) of the
20statutes, who is affected by a collective bargaining agreement that contains
21provisions that are inconsistent with the treatment of section 103.10 (1) (g) (intro.)
22of the statutes on the day on which the collective bargaining agreement expires or
23is extended, modified, or renewed, whichever occurs first.
SB489,4,2524 (2) Insurance. The treatment of sections 625.12 (1) (e) and (2), 628.34 (3) (a),
25and 631.97 of the statutes first applies to all of the following:
SB489,5,2
1(a) Except as provided in paragraph (b), policies or certificates that are newly
2issued or renewed on the effective date of this paragraph.
SB489,5,73 (b) Policies or certificates covering employees who are affected by a collective
4bargaining agreement containing provisions inconsistent with the treatment of
5sections 625.12 (1) (e) and (2), 628.34 (3) (a), and 631.97 of the statutes that are newly
6issued or renewed on the day on which the collective bargaining agreement expires
7or is extended, modified, or renewed, whichever occurs first.
SB489,7 8Section 7. Effective date.
SB489,5,109 (1) This act takes effect on the first day of the 6th month beginning after
10publication.
SB489,5,1111 (End)
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